Our Investment Philosophy

 

 
There are two sorts of forecasters, those who don’t know and those who don’t know they don’t know (source, J K Gilbraith)

 

The approach we take to investment management starts with:

 

Establishing your goals and the future use of your capital

 

We then build an investment strategy that takes account of the level of financial risk you require, liquidity, growth and income potential, the tax benefits and your overall exposure to liabilities such as disability and death.

 

To achieve this, our philosophy is to use a goals-based investment approach which brings together your financial resources with you own vision of  personal fulfilment, security and integrity.

 

Most of our clients are cautious investors and wish to maximise investment returns at an acceptable level of risk. Therefore, we encourage a fresh approach to investment and investment strategies. The model we advocate is not based on speculation of what might occur but is based on academic research of capital markets.

 

Therefore our goal is not to beat the market, but to achieve a healthy rate of return that allows our clients to reach their financial goals without exposing them to unreasonable risk.  By using an asset based investment strategy of ‘buy and hold for the long term’ that has been extensively researched and continually refined to work in both good times and bad, clients can relax, knowing their portfolio has been specifically designed to withstand the day-to-day and year-to-year fluctuations in the market rather than an active managed approach fuelled mainly on investment performance and speculation.

 

The principle fund managers we use for asset class management is Dimensional Fund Advisors. Their philosophy is to deliver the performance of capital markets and increase returns through state of the art portfolio design and trading. For more information visit their online website (link below).
 
Website of Dimensional Fund Advisors  click here 
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Understanding your risk Profile  click here
 
To find out more about FinaMetrica Pty Limited click here
(please note: Clancy's Financial Planning are not responsible for the page content of the site pages you are about to visit)

 

Asking questions that give you peace of mind about your asset allocation?  click here